Ambetter Insurance Coverage for Addiction Treatment in Florida
Ambetter provides health insurance to more than 2 million people in the United States.1 The company provides insurance plans that cover some or all healthcare costs — including the cost of substance use disorder treatment — for members.
In Florida, Ambetter from Sunshine Health provides healthcare coverage in 62 counties.2
Does Ambetter Cover Substance Abuse Treatment?
If you are looking for treatment for substance use disorder and Ambetter is your health insurance provider, at least some of your treatment will be covered by your Ambetter insurance plan. How much coverage is provided depends on your specific plan.
Under the Affordable Care Act, all health insurance providers provide some coverage for substance use disorder treatment and mental health care.3 Depending on your plan, you may be covered for inpatient rehab, outpatient rehab, medications, counseling, and more.
In the state of Florida, Ambetter from Sunshine Health serves more than 1 million members across its Marketplace, Medicare, and Medicaid plans.2 The company provides coverage for essential health benefits including mental health services, substance use disorder treatments, and medications.2
River Oaks Treatment Center in Riverview, Florida, is in-network with Ambetter. To verify your coverage and find out what types of care your plan may cover, you may fill out our
Types of Addiction Treatment Covered by Ambetter
Ambetter health plans cover various types of drug and alcohol addiction treatment. The level of coverage provided depends on the plan you have. Types of treatment that are covered by Ambetter include:5
- Inpatient or residential care: Inpatient rehab requires you to live in the treatment center for a certain number of days. While in inpatient care, you will have access to staff 24/7 and attend individual and group counseling. You will be supported for all of your physical and mental health needs.
- Outpatient rehab: Outpatient rehab centers allow you to live at home and attend treatment during the day at the treatment facility. Outpatient programs vary widely—some require you to attend every day of the week and others expect you to attend a certain number of evenings each week. This allows you to tend to work and family obligations throughout the day.
- Medication-assisted treatment (MAT). Ambetter may also cover medication-assisted treatment; how much is covered depends on your particular plan and what has been deemed medically necessary through an evaluation conducted by your primary care physician or another healthcare provider. MAT combines medications, counseling, and behavioral therapies that assist with detoxification from drugs and alcohol to help you safely withdraw from substances.
The addiction treatment program you engage in will be meticulously customized to address your unique circumstances and requirements. This involves a comprehensive evaluation of various factors, including the specific substances you are using, the duration of your use, and any underlying health conditions that may influence your treatment.
Upon entering rehab, each individual undergoes a thorough assessment that ensures a deep understanding of their physical and psychological state. Based on this assessment, a personalized care plan will be meticulously crafted. This plan is designed to not only target the addiction but also to cater to any co-occurring health issues, thereby ensuring that all aspects of your well-being are thoroughly addressed throughout the recovery process. The goal is to create a supportive environment where you can focus on healing and developing the skills necessary for long-term recovery.
How Much Does Drug and Alcohol Rehab Cost with Ambetter?
The Ambetter health insurance plan dictates how much of your treatment will be covered by your insurance plan and how much you will be expected to pay out-of-pocket. In Florida, at least some parts of treatment will be covered by your Ambetter insurance, regardless of the plan you have if the facility you are attending accepts your insurance.
If you have out-of-pocket expenses for addiction treatment, there are other ways to pay for services that aren’t covered by insurance. Click here to read more about payment options.
How to Use Ambetter Insurance to Pay for Rehab at River Oaks
Ambetter provides coverage for addiction and mental health treatment in most cases If you choose a treatment facility that is in-network with Ambetter, this can keep your out-of-pocket expenses lower.
The staff at River Oaks will be happy to help you through the process—you don’t have to go through it alone. Contact us at to talk with an Admissions Navigator who can answer all of your questions, check your insurance benefits, and get the process started for you.
Ambetter Insurance for Rehab in Florida
In Florida, substance abuse remains a significant concern, with more than 14% of residents acknowledging their use of illicit drugs within the past year. The crisis intensified in 2020, as drug overdose rates skyrocketed by 43% compared to the previous year, and projections indicate that the overdose rate could reach a staggering 59% by the end of 2021. These alarming statistics highlight the urgent need for effective treatment options and support systems.
Fortunately, rehabilitation services are more accessible than ever before in Florida. Almost 72% of rehab facilities in the state accept private health insurance, including plans like Ambetter, which helps ease the financial burden for many seeking assistance. Additionally, 63% of these facilities also accommodate Medicare and Medicaid, making it possible for a broader range of individuals to receive the help they need.
Treatment for drug and alcohol addiction is proven to be life-saving and can dramatically improve the quality of life for those affected. Regardless of where you find yourself in your journey towards sobriety, there is always hope, and it is never too late to seek the help necessary for recovery. If you feel ready to take the courageous step towards treatment, now is the ideal time to take action.
At River Oaks, you will find a dedicated team of professionals committed to guiding you through every step of the recovery process. They offer a welcoming and supportive environment designed to help you heal and thrive. To begin your journey towards sobriety, please fill out the form below to check if your insurance is accepted at River Oaks. Your path to recovery starts here, and you’re not alone in this fight.